Monday, December 4, 2017

Diamond Gallery








Services


Facilities of Diamond Tech Solutions, Katahari

Diamond Tech Solutions was established on 2072/10/18 B.S. at Katahari V.D.C. ward no. 4, Morang, Nepal. The main objective of Diamond Tech Solutions is to provide basic requirements of the people of Katahari and surrounding peoples.

Facilities of Diamond Tech Solutions
1. Banking Solution - Account opening, Cash deposit, cash withdraw and Loan facilities.
2. Insurance - Life Insurance for every aged people according to requirement.
3. Internet Facility - Connecting everyone through internet via Wifi, wireless and broadband.
4. Top up Recharge - Recharge of NTC, NCELL and Dish Home.
5. Telephone Bill Payment - ADSL, Land Line, Wimax.
6. Electricity Bill Payment.
7. Internet Bill Payment - Lumbini Net, Subisu, Websurfer, Broadlink, Classic Tech and Techminds Network.
8. TV Recharge - Dish Home, Sim TV, Clear TV.
9. Domestic Airlines Ticketing
10. Bus/Train Ticketing
11. Photocopy and Printing
12. Desktop Publication - Typing, and Computer Designing.
13. Computer Classes.

Citizens Smart Banking



Citizens Smart Banking
Citizens Smart Banking is a Mobile Banking that allows you to Use banking facility anytime and anywhere through your own mobile phone. Following are the overview of services of Citizens Smart Banking.

Transaction Alert: Get instant alert message of deposit and withdrawl from your account.
Balance Enquiry: You can check your own balance and the balance of other accounts opened under your ID .
Mini-statements: Checking of account history as a mini statement to your own mobile set.
Statement Request: Statement printing request can be placed through your mobile.
Cheque Book Request: Cheque printing request can be placed through your mobile.
PIN Change : To change the Personal Identification Number (PIN) CODE .
Funds transfer:
-Within accounts of our bank
- Fund transfer to the member bank of F1Soft.
-Load balance in e-Sewa account -Online payment service.
Utility Payment:
-Land Line Bill Payment (Nepal Telecom only)
-Post Paid/Prepaid and TopUps of NTC and Ncell and ADSL (In every TopUps you can get 2% discounts)
Buy Recharge Cards: Pre-paid Mobile (Namaste Prepaid and Sky CDMA), , Smart Cell and Radius calling cards, DishHome and Broad Linke cards.
School fee payments: GEMS, Don Bosco and Kathmandu Pragya Kunj School.
Merchant Payments: Payment to the different merchantes listed.
Easy Account Opening: If you don't have account in Citizens Bank, Please send AC to 7788 for NTC Users and 37788 for Ncell Users then bank will contact you for easy account opening and enjoy different facilities.

Mode of Usage
The customers can either use plain text based SMS or Menu driven application to use Smart Bank Services. All types of mobile users can avail the text based SMS services. Whereas only JAVA, Android enabled mobile set and Blackberry users can use Menu Driven application. You can find applications for Menu based Smart Bank from following URL:

www.ctznbank.com/mbank.php



Download:

Download directly from the Google play store:

Click here for direct link to Google play

Link from Apple Store:

Click here for direct link from Apple Store

Download Mobile App for Android

Click here for iPhone application

Download Mobile App for Java(jar)

Download Mobile App for Java(jad)

Download Mobile App for Blackberry 5.0

Download Mobile App for Blackberry 4.5

Note: If the mobile set is not supported for application, you can also avail above services simply typing syntax as per requirement and SMS to 7788 for NTC Users and 37788 for Ncell Users. For syntax check below

Download Smart Banking Form

Request:
Citizens Bank Smart Bank users can request for statement of an account, new cheque book request , stoppage to cheque, inquire to banking hours, inquire to know currency rates. For security purpose, Citizens Smart Bank provides the service of changing the PIN number for the mobile application.

Alert Service:
Citizens Smart Bank service provides alert messages to its user regarding any changes in their account such as withdrawal, deposit, credit/debit card transaction, etc. However the limit for minimum withdraws and deposits depends upon the profile selected by the customers.

Eligibility
• Citizens Bank Smart Bank services are available only for Personal Citizens Bank Account holders.
• This service is available for Local Currency Account holders only.
• This service is available for NTC Mobile user (Prepaid and Post Paid) and to NCELL users.
• Only one mobile number of one customer is supported.

Customer Registration
In order to avail Citizens Smart Bank service, Citizens account holders are required to register their mobile number and account by filling application form which is available in every branches of the bank. Customer should choose the service packages and sign on the contract for using the Smart Banking service.

Security
• Change your permanent PIN CODE frequently and delete the SMS message from sent item as well.
• Please memorize your permanent PIN CODE and delete your SMS message in inbox that contain your PIN CODE message to avoid misuse of your bank A/C in case of loss of your mobile device and/or use by others.
• For your safety, bank allows you only 10 transactions per day with maximum transaction of Rs. 50,000 each.
• Please check your bank statement regularly for reconciliation of transaction
• In case of loss of your mobile set, immediately call up to your nearest branch.
• In case of mobile number change, you need to submit written application to block existing number and register new number.
• Delete any sent messages from your “sent” folder in order to protect the account information.
• Delete all sensitive account related information from your ‘inbox’ folder.
• Not to share the mobile identification number given by bank.
• Report to bank immediately after losing mobile phones.
Syntax for Non Financial transaction
Enquiry:
Syntax : HELP

Reply Message Format

<PIN> < > <BE> Balance Eq. <PIN> < > <BES> < > <Account Alias> <PIN> < > <ST> Mini Statement <PIN> < > <STS> < > <Account Alias> <Old PIN> < > <PC> < > <New PIN>

1. Pin Change
Keyword : PC
Syntax : <Old PIN> < > <PC> < > <New PIN>
SMS Text Length : 3

2. Balance Enquiry of primary account
<PIN CODE> <space> BE and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 BE
You will receive the available balance of your account through SMS in your mobile.

3. Balance Enqiry of specified account
<PIN CODE> <space> BES <space> <1 for first account , 2 for second account or so on> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 BES 2

4. Mini Statement of Primary account
<PIN CODE> <space> LT and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 LT

5. Mini Statement of Specified account
<PIN CODE> <space> LTS <space> <1 for first account , 2 for second account or so on > and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 LTS 2

6. Cheque Book Request of Primary account
<PIN CODE> <space> CR and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 CR You will receive the confirmation of request lodge

7. Cheque Book Request of specified account
<PIN CODE> <space> CRS <space> <1 for first account , 2 for second account or so on > and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 CRS 1

8. PIN CODE change
<OLD PIN CODE> <space> PR <space> <NEW PIN CODE> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PR 5678 Your new PIN CODE would be 5678



Syntax for Financial Transaction

Fund Transfer
Citizens Bank Smart Bank users can use the service to transfer funds from one account to another account within the same bank or to the member banks. They can also have. Smart banking provides the advantage of transferring fund to predefined account and other bank account .They can avail smart banking for their prepaid debit card or transfer fund to other payment gateway such as eSewa, cash out etc.

1. Fund Transfer from Primary account
<PIN CODE>
<space>FT <space> <AMOUNT TO BE TRANSFERRED> <space> <ACCOUNT ALIAS> (1 FOR FIRST A/C, 2 FOR SECOND A/C ) and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 FT 100 2
Your account will be debited by the requested amount and same amount will be credited to the receiver's account in a few seconds.

2. Fund Transfer from specified account
<PIN CODE> <space> FTS <space> <AMOUNT TO BE TRANSFERRED> <space> < ACCOUNT ALIAS > <space> < ACCOUNT ALIAS OF DESTINATION ACCOUNT NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 FTS 100 2 1



Bill Payment
Customers can perform mobile payment to any merchants using Citizens Smart Bank service. Users can also make payment of bills. Mobile banking eases users by providing the facility to have bill payment to predefined merchant such as Telecoms, Service Providers, etc. Users can also have payment of utility bills, fee, and credit card; have their mobile recharged and other merchants, via their mobile device.

1. Land Line Telephone Bill Payment
<PIN CODE> <space >PAY < space >NTLL< space> <AMOUNT> <space> <LANDLINE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users Eg: 1234 PAY NTLL 1000 14262699

2. NTC: Land Line Bill Payment of specified account
<PIN CODE> <space> PAYS <space> NTLL <space> <AMOUNT> <space> <LANDLINE NUMBER> <space> < ACCOUNT ALIAS > and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAYS NTLL 1000 14262699 1

Payment of your landline telephone bill will be made and your specified account will be debited for the same amount in a few minutes.

3. NTC Pre Paid Topup
<PIN CODE> <space> PAY <space> MTOP <space> <AMOUNT> <space> <MOBILE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY MTOP 100 984XXXXXXX

4. NTC: Post Paid Mobile Bill Payment from primary account
<PIN CODE> <space> PAY <space> NTPP <space> <AMOUNT> <space> <MOBILE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY NTPP 1000 9851101798

5. NTC: Post Paid Bill Payment of Specified account
<PIN CODE> <space> PAYS <space> NTPP <space> <AMOUNT> <space> <MOBILE NUMBER> <space> < ACCOUNT ALIAS > and send SMS to 7788 for NTC Users and 37788 for Ncell Users
E.g: 1234 PAYS NTPP 1000 9851101798 1

6. Purchase of Recharge Card-Namaste Prepaid Mobile
<PIN CODE> <space> RC <space> NG <AMOUNT> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 RC NG100
(For purchase of recharge card of Rs. 100) You can buy recharge card of Rs. 100, 200, 500 and 1000 denominations. Your will need to type NG200 for purchase of Rs. 200 recharge card and so on. You will receive the 14 digit recharge number through SMS. You will need to recharge your prepaid mobile using the 14 digit number.

7. Purchase of Recharge Card-Namaste Prepaid Mobile for specified account
<PIN CODE> <space> RCS <space>NG <AMOUNT> <space> <LAST 5 DIGIT OF SPECIFIED ACCOUNT NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 RCS NG100 1

(For purchase of recharge card of Rs. 100) You can buy recharge card of Rs. 100, 200, 500 and 1000 denominations. Your will need to type NG200 for purchase of Rs. 200 recharge card and so on. You will receive the 14 digit recharge number through SMS. You will need to recharge your prepaid mobile using the 14 digit number.

7. NCell Pre Paid Topup <PIN CODE> <space> PAY <space> MTOP <space> <AMOUNT> <space> < MOBILE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY MTOP 100 980XXXXXXX

8. NCell Post Paid Bill Payment <PIN CODE> <space> PAY <space> NCPP <space> <AMOUNT> <space> < MOBILE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY NCPP 100 980XXXXXXX

9. Merchant Bill Payment from Primary account
<PIN CODE> <space> PAY< space> <MERCHANT CODE> <space> <AMOUNT> and SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY MCODE 500 MCODE is code assigned to one merchant as a sample.

10. ADSL Payment
<PIN CODE> <space> PAY <space> NTADSL <space> <AMOUNT> <space> <USER ID> <space> <PHONE NUMBER> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY NTADSL 1017 ADSL_USDER_ID 14XXXXXX

11. Load Balance in E-Sewa account <PIN CODE> <space> PAY <space> ESEWA <space> <AMOUNT> <space> <ESEWA EMAIL/USER ID> and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Eg: 1234 PAY ESEWA 100 email@domain-name.com
1234 PAY ESEWA 100 984XXXXXXX

12. Payment from specific account number
<PIN CODE> <space> PAYS < space> NTADSL <space> <AMOUNT> <space> <USER ID> <space> <PHONE NUMBER> <space> < ACCOUNT ALIAS > and send SMS to 7788 for NTC Users and 37788 for Ncell Users
Example: 1234 PAY NTADSL 1017 ADSL_USDER_ID 14XXXXXX 2
In the above example payment is affected from the 2nd account linked to the customer.




Diamond Tech Solutions

Branchless banking of Citizens Bank International

Branchless Banking (BLB) is means of providing banking services without setting up bank branch i.e. providing banking services by an agent of the bank. Diamond Tech Solutions has started its BLB operation from Baisakh 2073 at Katahari of Morang District after taking approval from Nepal Rastra Bank. This service will help to penetrate the banking without the physical existence of bank.

The BLB service will help the remote area villagers by keeping the deposit safely and also providing interest on their unused fund and the people will also have the habit of saving. The BLB is operated through POS Machine which is biometric so it is secured as the concerned account holder has to be present along with VISA card at the BLB location for the withdrawal and deposit. Random selection of Fingerprint impression is made during the transaction. After the transaction is completed the customer listens to the voice prompt of the POS machine and understands what transaction they have done.

In this area the bank has hired an agent which works on behalf of Bank and provides banking services as mentioned below:
Financial transactions:
  • Cash Deposit/Cash withdrawal
  • Fund Transfer
  • Mobile Top up
  • Utility Payment
  • Any other Services



Non financial transactions:
    • Balance enquiry
    • Mini statement
    • Any other services